Travel Now, Pay Later. Plus… VIP Service Worldwide!

What do you allow yourself? A dream vacation without saving up? A business lounge instead of waiting in line at the airport? Plus… tours, photoshoots, shopping, and the ultimate relaxation? With OZEN and ASPAN cards from Home Credit Bank — you can afford all of this at any time!

OZEN — The card where the journey begins immediately.

• 0-0-6 installment plan for hotels, tickets, tours, and even excursions.
• No overpayments, no waiting, no partner network restrictions.
• Perfect for spontaneous trips when you want to go right now.

ASPAN (Visa Signature) — When the journey matters as much as the destination.

• Access to over 1,200 VIP lounges worldwide — for the whole family.
• Insurance up to 1,000,000 KZT for flight cancellations, lost baggage, and accidents.
• 3 GB of internet in 127 countries — stay connected everywhere.
• Personal concierge service — from visas to restaurant reservations.
• Plus: status, comfort, and confidence wherever you are in the world.

Home Credit Bank. What do you allow yourself?